R. Ray Pate Jr. – President & Chief Executive Officer
Mr. Pate has over 25 years of insurance experience which includes over ten years experience as a CEO of NCRIC Group Inc., a NASDAQ listed (symbol: NCRI), publicly traded insurance holding company with the focus on enhancing shareholder value. Mr. Pate also brings over ten years experience as a buyer of reinsurance and over five years as a reinsurance intermediary. In that role, he assisted insurance companies, risk retention groups and captives in their reinsurance decisions. Mr. Pate began his insurance career in 1985 as a financial controller and later took senior positions in underwriting and marketing. Mr. Pate serves as the president, chief executive officer, and chair of the board for AHC. Mr. Pate serves as the president, chief executive officer and chair of the board of AIC. Additionally, Mr. Pate serves as chief executive officer and chair of the board of AUA and Assure Re.
Anne K. Missett – Executive Vice President & Chief Operating Officer
Ms. Missett has over 30 years of experience in the insurance industry with primary focus on business operations, product development and sales & marketing. Her career began with Blue Cross and Blue Shield where she worked for various Blue plans for 17 years. Ms. Missett served as senior vice president of marketing and underwriting for NCRIC Inc., where she worked closely with Mr. Pate for years. In May 2012, Ms. Missett was appointed to the position of chief operating officer of AIC. Ms. Missett serves as president and chief operating officer of Assure Underwriting Agency, LLC. Ms. Missett serves as the chief operating officer of AIC and AHC. Additionally, Ms. Missett serves as an executive vice president of Assure Re.
Ethan Mowry – Executive Vice President & Chief Actuary
Mr. Mowry is a Fellow of the Casualty Actuarial Society and has 20 years of experience in the insurance industry, working primarily in pricing, product development and regulatory compliance. Mr. Mowry began his career in 1993 as an actuarial analyst specializing in property pricing and reserving. Since that time he has served in a number of leadership roles, most recently as director of pricing and product development for all personal insurance. He has extensive experience in developing and implementing product pricing segmentation strategies. Mr. Mowry joined AHC in April of 2013 and currently serves as an executive vice president and chief actuary of AHC and each of its operating subsidiaries.
William Schreiner – Executive Vice President & General Counsel
Mr. Schreiner has practiced insurance law since graduating from New York University Law School in 1997. Representing primarily domestic and London Market insurers and reinsurers, he has litigated and arbitrated coverage disputes involving property, general liability, D&O, E&O, and reinsurance policies in courts and venues around the United States, and has extensively counseled insurers on ways to avoid or resolve coverage disputes of all sizes, from homeowners’ claims through the property appraisal for the World Trade Center. Mr. Schreiner has spoken and written extensively on several topics related to insurance, including D&O coverage, the appropriate management of appointed defense counsel by insurers, and claims management and fraud detection/avoidance in the wake of catastrophes. From 2006 to 2013, he edited the American Bar Association’s Annual Survey of Developments in Property Insurance Law, and beginning in 2007, he has taught “Insurance Law for Corporate Lawyers and Litigators” as an adjunct professor at Catholic University Law School.
Sean Barnes – Executive Vice President & Chief Financial Officer
Mr. Barnes is a Certified Public Accountant in the Commonwealth of Virginia. Sean began his career at Johnson Lambert and Co LLP, specializing in the audits of property casualty insurance companies. Since that time he held roles in a variety of finance and accounting disciplines. Prior to joining Americas Insurance Company, Sean was a senior finance manager of mergers and acquisitions at a Global 500 firm. He holds an undergraduate degree in accounting from James Madison University and a Masters of Business Administration from George Mason University.
John Barada – Executive Vice President & Chief Underwriting Officer
With over 25 years of (re)insurance industry experience, Mr. Barada’s focus has been on the underwriting and management of reinsurance and specialty program portfolios. His career started at NAC Reinsurance as a Casualty Facultative underwriter and progressed to holding Senior Treaty underwriting positions with reinsurance companies in the United States and Bermuda. Mr. Barada structured and authorized lead reinsurance terms for Casualty treaties that included support for Specialty program business. In addition to reinsuring program business, Mr. Barada lead an underwriting team at Canterbury Financial Group responsible for underwriting and managing over $175 million of business produced by Program Administrators and Affinity groups. Prior to joining AIC, Mr. Barada managed ACE Group’s off-shore Captive Management and Rent-a-Captive facilities where he marketed and designed alternative risk financing solutions.