Our goal: To be the premier fronting carrier for personal lines insurance for business produced and managed by Managing General Agents (MGA) in the states where Americas is licensed.
AIC offers superior services to its MGA clients not normally offered by other fronting carriers:
- In-house actuarial services that can develop pricing models that support marketing strategies consistent with underwriting guidelines;
- Policy administration systems analysis that ensures the uniform application of underwriting guidelines to each risk;
- Claims management systems that provides the best opportunity to lower loss and loss adjustment expenses for better underwriting results;
- Financial modeling of MGA operations to ensure MGA profitability and sustainability;
- Legal review of agreements to ensure consistency with business intent;
- Monthly reporting on detail level metrics to ensure that the MGA has a good understanding of the trends within its business.